Personal Bankruptcy

Thursday, October 29, 2020

Can You Keep Stocks in Bankruptcy?

Many in the U.S. are suffering financially as the economy continues to struggle. These are tough times for many and more and more people may be finding that their debt has grown to unmanageable levels. They may seek bankruptcy protection to seek some financial relief.

Read more . . .

Thursday, October 15, 2020

What Should I Ask My Bankruptcy Attorney?

The bankruptcy process can provide some much-needed relief from staggering financial pressure. Sometimes, for any number of reasons, we find ourselves struggling with things like making minimum payments on our outstanding debt obligations. When this happens, bankruptcy might be the key to a brighter financial future.

Read more . . .

Tuesday, September 29, 2020

Will the COVID-19 Pandemic Lead to a Flood of Bankruptcy Filings?

If you have seen the news at all lately, it appears to be more doom and gloom than usual. The COVID-19 pandemic persists. The economy is in a major slump. The impacts of social distancing measures imposed on business who have been able to reopen in the midst of the pandemic has had lasting impacts and businesses continue to struggle. Job loss has been rampant as a result.

Read more . . .

Tuesday, September 15, 2020

What Are the Most Common Reasons for Bankruptcy Filings?

Sometimes, even despite our best planning and efforts, we fall into financial difficulty. While scary to think about, it really can happen to anyone. When this happens, you may be unable to keep up with the minimum payments on your outstanding debt obligations.

Read more . . .

Wednesday, July 22, 2020

Will Bankruptcy Discharge My Student Loan Debt?

People across the U.S. are struggling under massive amounts of student loan debt. With aggressive interest rates that rival those of mortgages and credit cards, this seemingly insurmountable pile of debt acquired by seeking an education can only get worse over time. It is no wonder that many people want to know whether bankruptcy will discharge student loan debt.

Read more . . .

Wednesday, July 8, 2020

Should You File for Bankruptcy Before or After Divorce?

Financial stress is one of the most commonly cited catalysts for divorce. Because of this, there are likely plenty of couples out there that are both simultaneously considering divorce and bankruptcy. If you find yourself in this position, you may be wondering whether it is best to file for bankruptcy before or after divorce.

Read more . . .

Monday, January 20, 2020

Understanding Bankruptcy Through Statistics

How many people file for bankruptcy each year?

If you are considering filing for bankruptcy this year, you are far from alone. At any given moment, millions of Americans are struggling under oppressive debt. Statistics show that about 800,000 people will file for bankruptcy each year. Bankruptcy is quite common, with many now wealthy Americans having gone through the bankruptcy process at some point in their lives. To better understand bankruptcy trends throughout the years, our Read more . . .

Monday, August 12, 2019

You’ve Defaulted on Your Student Debt: Now What?

As the cost of a college education continues to increase, so does the amount of outstanding student debt. Each year, millions of people end up defaulting on their student loans. According to the Federal Reserve Bank of New York, by the end of the first quarter of 2019, nationwide student debt hit a whopping $1.
Read more . . .

Thursday, July 18, 2019

Medical Debt Remains Top Cause of Bankruptcy

What are the most common reasons Americans file for bankruptcy?

A new study sought to examine the reasons that most often drive Americans to bankruptcy.  Each year, roughly 800,000 people across the U.S. declare bankruptcy. For most, bankruptcy is thought of as a last option.
Read more . . .

Monday, June 24, 2019

You’ve Filed for Bankruptcy: What Happens to Your Student Loans?

One of the most crippling forms of debt is that of student loans. Next to mortgages, it is the second leading type of debt, accounting for more than 44 million people in the U.S., who cumulatively owe approximately one and a half trillion dollars. 

Scarier than the sheer magnitude of dollars owed, is that unlike other forms of debt, it is generally not forgiven when you file for bankruptcy.
Read more . . .

Monday, November 26, 2018

Can Credit Card Debt Send You to Jail?

Many Americans own at least one credit card. They are convenient when it comes to paying for large purchases or buying things online, which has become increasingly common. Some restaurants even no longer accept cash payment. However, it is this “convenience” that often causes many individuals to find themselves in credit card debt.

The Federal Fair Debt Collection Practices Act

Under the federal Read more . . .

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Bankruptcy Law News
Miami Valley Bankruptcy, Brian Lusardi, Esq., assists clients with Bankruptcy matters including but not limited to: Common Myths, Cost of Bankruptcy, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, The New Bankruptcy Law and Personal Bankruptcy in Xenia, Ohio, and the cities of: Wilberforce, Alpha, Spring Valley, Dayton, Bellbrook, Yellow Springs, Cedarville, Fairborn and Clifton; and the counties of Greene and Montgomery.

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