Bankruptcy Attorneys

Experienced Miami Valley Bankruptcy Attorneys 

For many Ohio residents, life has become increasingly complex and issues often arise that can only be resolved with proper legal representation. Whether it’s managing debts, settling a family dispute, planning an estate, negotiating a contract, buying a home, or being accused of a crime, having the guidance of a knowledgeable attorney is invaluable.

Miami Valley Bankruptcy, a division of the law firm of Cox, Keller & Lusardi is a debt relief agency that also provides comprehensive legal services to clients in Beavercreek, Dayton, Jamestown, Xenia and throughout Greene and Montgomery counties. Regardless of the issue at hand, our highly skilled attorneys devise creative solutions to our clients’ most demanding challenges.

Our practice also includes the following areas of law:


When individuals are faced with insurmountable debts, it is possible to seek relief by filing for personal bankruptcy under Chapters 7 and 13 of the U.S. Bankruptcy Code. A Chapter 7 filing is referred to as a liquidation bankruptcy because the debtor’s property and assets are sold to pay off unsecured debt and any remaining debt is then eliminated or discharged.  A Chapter 13 bankruptcy, on the other hand, is known as a reorganization bankruptcy in which a court-approved repayment plan is set up to pays off debts with future income. Unlike a Chapter 7 bankruptcy, however, the debtor is allowed to keep his or her property.

Civil Litigation

A legal dispute between two or more parties often requires a monetary resolution in a legal proceeding referred to as civil litigation. Our attorneys are highly skilled in all aspects of civil litigation from investigations, depositions, pretrial hearings and filing motions to presenting evidence and questioning witnesses at trial. We represent both plaintiffs and defendants and often encourage our clients to reach negotiated settlements. Nonetheless, we have the skills and resources to litigate any matter and are comfortable in state and federal courts.

Consumer Transactions

Our firm is dedicated to helping Ohioans enforce their rights under state and federal consumer protection laws. We routinely handle matters such as deceptive and unfair sales practices, debt collection/creditor harassment, unfair business practices, and many other consumer transaction matters.


We routinely negotiate, review and prepare an array of contracts on behalf of individuals, employees, and small business owners. This includes real estate contracts, lease agreements, construction agreements, business sale and merger agreements, partnership agreements, franchise agreements, joint venture agreements, employment contracts, and non-compete and nondisclosure agreements. In the event of a dispute or breach of contract, we are highly adept in all phases of contract litigation including negotiation, settlement and trial.

Criminal Defense

Being accused of a crime can be a frightening experience, and no one should face the criminal justice system without a skilled criminal defense attorney.  We handle a wide range of misdemeanor and felony cases, including DUI and juvenile offenses and have a proven track record of protecting the rights of our clients and preserving their freedom. Our guiding principle is that anyone accused of crime is innocent until proven guilty.

Estate Planning

Far too many individuals wait until it’s too late to create a will, leaving the state to decide how their assets will be distributed after they die. We offer a full range of estate planning services to individuals, couples and small business owners including the preparation of wills, trusts, and other estate planning documents, probate and trust administration, as well as business succession planning.

Divorce/Family Law

Our practice is dedicated to helping people navigate the divorce process and resolving the related issues such as the division of property, child custody, visitation and child support. Family law is not only about divorce, however, and encompasses issues such as adoption and domestic violence. We advise individuals and couples on the private and public adoption processes in Ohio. In domestic violence cases, we can arrange for an Order of Protection to protect an endangered person’s  safety or provide criminal defense strategies to those who have been accused of an offense.

Personal Injury

If you have been injured due to the reckless or negligent actions of another person or entity, you may be entitled to significant compensation. Our firm handles all types of personal injury claims, such as car accidents, bicycle accidents, pedestrian accidents, truck accidents, motorcycle accidents, dog bite accidents, construction accidents, slip, trip and fall accidents, medical malpractice, workplace injuries and wrongful death.

Real Estate

The residential and commercial real estate markets in Miami Valley are filled with opportunities, but present challenges as well. We work with buyers, sellers, developers and lenders through all phases of real property transactions from preparing and negotiating contracts, arranging for inspections, land use and zoning issues to representing clients at closings.

Traffic Violations

We routinely handle traffic related violations including CDL violations, DUI charges, reckless driving, speeding, traffic control device violations, equipment violations and all other traffic charges. We are well versed in the applicable Ohio traffic laws and work to protect the driving privileges of our clients.

Dedicated Legal Advocates

At Miami Valley Bankruptcy, we recognize that many of our clients may have never encountered the legal system, which can be complicated and confusing. We offer each client knowledge and skill and guide them through every step of the process. Above all, we always put our clients’ best interests first. Regardless of the issue you are facing, you will have peace of mind knowing that our experienced attorneys are in your corner, fighting for your rights. Call our office today for a free consultation or complete the contact form on our website.

Contact  Us

Bankruptcy Law News
Miami Valley Bankruptcy, Brian Lusardi, Esq., assists clients with Bankruptcy matters including but not limited to: Common Myths, Cost of Bankruptcy, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, The New Bankruptcy Law and Personal Bankruptcy in Xenia, Ohio, and the cities of: Wilberforce, Alpha, Spring Valley, Dayton, Bellbrook, Yellow Springs, Cedarville, Fairborn and Clifton; and the counties of Greene and Montgomery.

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85 West Main Street, Xenia, OH 45385
| Phone: 937-262-4789

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85 West Main Street, Xenia, OH 45385 | Phone: 937-262-4789