Ohio Exemption Chart


Ohio Exemptions: O.R.C. § 2329.66 (Effective 2011)
 
(1)
Residential Property
$21,625
(2)
Motor Vehicle
$3,450
(3)
Cash on Hand, Money Due Payable within 90 Days of Filing, Tax Refunds, Money on Deposit with Financial Institutions and Others
$425
(4a)
Household Goods and Furnishings, Apparel, Appliances, Books, Animals, Crops, Musical Instruments, Firearms, Hunting and Fishing Equipment
$11,525
(4b)
Jewelry
$1.450
(5)
Tools of Trade
$2,175
(6)
Beneficiary Funds, Life and Health Insurance
Unlimited
(7)
Health Aids
Unlimited
(8)
Burial Lots
Unlimited
(9)(a)
Living Maintenance
Unlimited
(9)(b)
Workers’ Compensation
Unlimited
(9)(c)
Unemployment Benefits
Unlimited
(9)(d)
Ohio Works First Cash Assistance
Unlimited
(9)(e)
Benefits/Services From Prevention, Retention and Contingency Programs
Unlimited
(9)(f)
Disability Financial Assistance
Unlimited
 
(9)(g)
 
IRS Exemptions
 
100% of payments under Child Tax
Credit & Earned Income Tax Credit
 
 
 
(10)
Retirement Account Funds including Pension, Benefit, Annuity, Retirement Allowance, Accumulated Contributions, PERS Deferred Compensation, Ohio Public Safety Officers Death Benefit Fund, IRA, Roth IRA, Education Individual Retirement Account and Keogh or H.R. 10 Plan
 
 
 
Unlimited
(11)
Child and Spousal Support
Unlimited
 
(12)(a)
Right to Receive or Payments Received within Prior 12 Months on Account of Reparations (Victims of Crimes)
 
Unlimited
 
(12)(b)
Right to Receive or Payments Received within Prior 12 Months on Account of Wrongful Death
 
Unlimited
 
(12)(c)
Right to Receive or Payments Received within Prior 12 Months on Account of Personal Bodily Injury
 
 
 
$21625
 
(12)(d)
Right to Receive or Payments Received within Prior 12 Months on Account of Lost Future Earnings
 
Unlimited
 
 
 
(13)
 
 
 
Personal Earnings
Greater of:
• If paid weekly 30 times  
 federal minimum wage, or if  
 paid bi-weekly 60 times, or
 if paid monthly 100 times
OR
• 75% of disposable earnings
 
(14)
 
Partnership Property
 
Unlimited
(15)
Seal and Register of Public Notary
Unlimited
(16)
Tuition Payment Contract
Unlimited
(17)
Federal Exemptions (various)
Unlimited
(18)
General Exemption (Wild Card)
$1,150

 


Miami Valley Bankruptcy, Brian Lusardi, Esq., assists clients with Bankruptcy matters including but not limited to: Common Myths, Cost of Bankruptcy, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, The New Bankruptcy Law and Personal Bankruptcy in Xenia, Ohio, and the cities of: Wilberforce, Alpha, Spring Valley, Dayton, Bellbrook, Yellow Springs, Cedarville, Fairborn and Clifton; and the counties of Greene and Montgomery.


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